銆€銆€銆愪緥椤�4?鍠伕椤屻€�(2007骞�)鐢查妧琛岃垏涔欓妧琛岀敖瑷傚悎绱�锛屽悎绱勮(gu墨)瀹氾細鐢查妧琛屼氦浠�3钀�(w脿n)鍏冪郸涔欓妧琛岋紝6鍊�(g猫)鏈堝悗鍙互鎸夌磩瀹氬児(ji脿)鏍艰常鍑�300钀�(w脿n)浠芥寚瀹氱殑璨ㄥ梗甯傚牬(ch菐ng)鍩洪噾绲︿箼閵€琛�銆傞€欑ó浜ゆ槗鏄�( )浜ゆ槗銆�

銆€銆€A.鐝�(xi脿n)璨�

銆€銆€B.鏈熻波

銆€銆€C.鏈熸瑠(qu谩n)

銆€銆€D.璩囨湰

銆€銆€[绛旀]C

銆€銆€銆愪緥椤�5?鍠伕椤屻€戞湡娆�(qu谩n)浜ゆ槗鐨勫叐鍊�(g猫)鍩烘湰瑕佺礌鏄�( )銆�

銆€銆€A.鍍�(ji脿)鏍煎拰鏅�(sh铆)闁�

銆€銆€B.鏅�(sh铆)闁撳拰棰�(f膿ng)闅�(xi菐n)

銆€銆€C.鍒╃巼鍜岄ⅷ(f膿ng)闅�(xi菐n)

銆€銆€D.鍍�(ji脿)鏍煎拰鍒╃巼

銆€銆€[绛旀]A

銆€銆€(涓�)鍒╂伅鑸囧埄鐜�

銆€銆€1.鍒╃巼鐨勫畾缇╁強瑷�(j矛)绠�(鎺屾彙)

銆€銆€鍒╂伅鐜囨槸涓€瀹氭檪(sh铆)鏈熷収(n猫i)鍒╂伅椤嶅皪(du矛)鍊熻哺鏈噾椤嶄箣姣旓紝绨�(ji菐n)绋卞埄鐜�銆�

銆€銆€鎴栵細鍒╂伅椤�=鍊熻哺鏈噾椤嵜楁湡闄惷楀埄鐜�

銆€銆€鍒╂伅鐨勮▓(j矛)绠楁秹鍙婂埌涓夊€�(g猫)鍥犵礌锛氭湰閲�銆佹湡闄愬拰鍒╃巼銆傝▓(j矛)鎭柟娉曞寘鎷柈鍒╁拰寰�(f霉)鍒╁叐绋細

銆€銆€(1)鍠埄瑷�(j矛)鎭柟娉�

銆€銆€鍗冲儏浠ュ師鏈夋湰閲戣▓(j矛)鎭殑鏂瑰紡銆傛湰閲戝拰鍒╂伅涔嬪拰鏄疨t=P0脳(1+it)

銆€銆€(2)寰�(f霉)鍒╄▓(j矛)鎭柟娉�(鍒╂痪鍒�)

銆€銆€姣忔湡灞嗘豢鏅�(sh铆)锛屽皣鎳�(y墨ng)寰楀埄鎭姞鍏ユ湰閲戝啀瑷�(j矛)鎭殑鏂瑰紡銆�

銆€銆€瑷�(j矛)绠楀叕寮忔槸锛歅t=P0脳(1+i)t

銆€銆€銆愪緥椤�1?鍠伕椤屻€�(2005骞�)鐢插悜涔欏€熷緱10钀�(w脿n)鍏冮將锛岄洐鏂圭磩瀹氬勾鍒╃巼鐐�4%锛屼互鍠埄鏂瑰紡5骞村悗姝搁倓锛屽墖灞嗘檪(sh铆)鏈噾銆佸埄鎭箣鍜岀偤( )钀�(w脿n)鍏�

銆€銆€A.2

銆€銆€B.11

銆€銆€C.12

銆€銆€D.12.17

銆€銆€[绛旀]C

銆€銆€[瑙ｆ瀽]鍠埄姊濅欢涓嬫湰鎭拰鐨勮▓(j矛)绠楀叕寮忥細Pt=P0脳(1+it)=10脳(1+4%脳5)=12钀�(w脿n)鍏�銆�

銆€銆€銆愪緥椤�2?鍠伕椤屻€�(2006銆�2007銆�2008骞�)鐢插悜涔欏€�10钀�(w脿n)鍏冮將锛岄洐鏂圭磩瀹氬勾鍒╃巼鐐�5%锛屾寜寰�(f霉)鍒╂柟寮忚▓(j矛)鎭�锛�2骞村悗姝搁倓锛屽眴鏅�(sh铆)鐢叉噳(y墨ng)鍚戜箼鏀粯鍒╂伅( )鍏�銆�

銆€銆€A.10 000

銆€銆€B.10 250

銆€銆€C.10 500

銆€銆€D.10 750

銆€銆€[绛旀]B

銆€銆€[瑙ｆ瀽]寰�(f霉)鍒╂浠朵笅锛屾湰鎭拰Pt=P0脳(1+i)t=100000脳(1+5%)2=110250鍏�锛屽埄鎭�=110250-100000=10250鍏�銆�

銆€銆€2.鍒╃巼绋(浜嗚В)

銆€銆€(1)鍩烘簴(zh菙n)鍒╃巼锛氬湪鍒╃巼楂旂郴涓捣涓诲皫(d菐o)浣滅敤銆佽兘澶犲付鍕�(d貌ng)鍜屽奖闊垮叾浠栧埄鐜囩殑鍒╃巼锛屼篃绋变腑蹇冨埄鐜囷紝涓€鑸敱涓€鍦�(gu贸)璨ㄥ梗鐣�(d膩ng)灞€(涓ぎ閵€琛�)鎺屾彙銆�

銆€銆€(2)鎸夌収鍒╃巼鐨勭鐞嗛珨鍒朵締(l谩i)鍔冨垎锛屽埄鐜囧彲鍒嗙偤甯傚牬(ch菐ng)鍒╃巼鍜岃▓(j矛)鍔�(瀹樻柟)鍒╃巼銆�

銆€銆€(3)鎸夊湪淇¤哺鏈熼檺鍏�(n猫i)鍒╃巼鏄惁璁婂嫊(d貌ng)渚�(l谩i)鍔冨垎锛屽埄鐜囧彲鍒嗙偤鍥哄畾鍒╃巼鍜屾诞鍕�(d貌ng)鍒╃巼銆�

銆€銆€(4)鎸夋槸鍚﹀墧闄ら€氳波鑶ㄨ劰鍥犵礌渚�(l谩i)鍔冨垎锛屽埄鐜囧彲鍒嗙偤鍚嶇京鍒╃巼鍜屽(sh铆)闅涘埄鐜�銆傚(sh铆)闅涘埄鐜�=鍚嶇京鍒╃巼-閫氳波鑶ㄨ劰鐜�銆�

銆€銆€銆愪緥椤�?鍠伕椤屻€�(2006骞�)寰炲埄鐜囩鐞嗙殑瑙掑害鐪�锛屽競鍫�(ch菐ng)鍒╃巼( )銆�

銆€銆€A.鐢辫波骞ｇ暥(d膩ng)灞€姹哄畾

銆€銆€B.鏈夋檪(sh铆)鐢辫波骞ｇ暥(d膩ng)灞€姹哄畾锛屾湁鏅�(sh铆)鐢卞競鍫�(ch菐ng)璨ㄥ梗璩囬噾渚涙眰闂�(gu膩n)绯荤洿鎺ユ焙瀹�

銆€銆€C.鐢卞競鍫�(ch菐ng)璨ㄥ梗璩囬噾渚涙眰闂�(gu膩n)绯荤洿鎺ユ焙瀹�

銆€銆€D.鐢辫波骞ｇ暥(d膩ng)灞€鍜屽競鍫�(ch菐ng)璨ㄥ梗璩囬噾渚涙眰闂�(gu膩n)绯诲叡鍚屾焙瀹�

銆€銆€[绛旀]C

銆€銆€3.褰遍熆鍒╃巼姘村钩鐨勫洜绱�(鐔熸倝)

銆€銆€(1)骞冲潎鍒╂饯(r霉n)鐜囨槸姹哄畾鍒╃巼姘村钩鐨勫熀鏈洜绱�銆�

銆€銆€(2)璨ㄥ梗璩囬噾渚涙眰闂�(gu膩n)绯�銆�

銆€銆€(3)閫氳波鑶ㄨ劰鐜囥€傚埄鐜囪垏閫氳波鑶ㄨ劰鐜囦箣闁撶殑闂�(gu膩n)绯伙細

銆€銆€瀵�(sh铆)闅涘埄鐜�=鍚嶇京鍒╃巼-閫氳波鑶ㄨ劰鐜�

銆€銆€(4)姝峰彶娌块潻銆�

銆€銆€(5)涓ぎ閵€琛岃波骞ｆ斂绛�銆�

銆€銆€(6)鍦�(gu贸)闅涢噾铻嶅競鍫�(ch菐ng)鍒╃巼銆�

銆€銆€銆愪緥椤�?澶氶伕椤屻€�(2004骞�)褰遍熆鍒╃巼姘村钩鐨勫洜绱犱富瑕佹湁( )銆�

銆€銆€A.骞冲潎鍒╂饯(r霉n)鐜�

銆€銆€B.璨ㄥ梗璩囬噾渚涙眰闂�(gu膩n)绯�

銆€銆€C.璨ㄥ梗鏀跨瓥

銆€銆€D.鍦�(gu贸)闅涢噾铻嶅競鍫�(ch菐ng)鍒╃巼

銆€銆€E.浼佹キ(y猫)骞冲潎鎴愭湰

銆€銆€[绛旀]ABCD

銆€銆€4.鍒╂伅鐨勬湰璩�(zh矛)鍜屼綔鐢�(鐔熸倝)

銆€銆€鍒╂伅鏄敱鍊熸鑰呮敮浠樼郸璨告鑰呯殑瓒呴亷(gu貌)鍊熻哺鏈噾鐨勫児(ji脿)鍊硷紝鍗冲€熷嚭璩囬噾鐨勫牨(b脿o)閰垨浣跨敤璩囬噾鐨勪唬鍍�(ji脿)銆�

銆€銆€(1)鍒╂伅鐨勬湰璩�(zh矛)

銆€銆€棣厠鎬濊獚(r猫n)鐐�锛屽埄鎭締(l谩i)婧愪簬闆囧偔宸ヤ汉鎵€鍓�(chu脿ng)閫犵殑鍓╀綑鍍�(ji脿)鍊硷紝鏄墿浣欏児(ji脿)鍊肩殑涓€閮ㄥ垎銆�

銆€銆€(2)鍒╂伅鐨勪綔鐢ㄢ€曗€曞児(ji脿)鍊煎垽鏂蜂綔鐢�

銆€銆€绗竴锛屽埄鎭槸琛￠噺涓嶅悓鏅�(sh铆)鏈熻波骞ｈ硣閲戝(sh铆)闅涘児(ji脿)鍊肩殑灏哄害銆�

銆€銆€绗簩锛屽埄鎭彲浠ユ彁楂樿硣閲戜娇鐢ㄦ晥鐜�銆�

銆€銆€銆愪緥椤�?澶氶伕椤屻€戝埄鎭殑鍍�(ji脿)鍊煎垽鏂蜂綔鐢ㄤ富瑕侀珨鐝�(xi脿n)鍦�( )銆�

銆€銆€A.淇冮€�(j矛n)绀炬渻(hu矛)璨�(c谩i)瀵屽啀鍒嗛厤

銆€銆€B.淇冮€�(j矛n)鍎�(ch菙)钃勫悜鎶曡硣鐨勮綁(zhu菐n)鍖�

銆€銆€C.鍒╂伅鍙互鎻愰珮璩囬噾浣跨敤鏁堢巼

銆€銆€D.鐐洪噾铻嶈硣鐢�(ch菐n)鎻愪緵鍏呭垎鐨勬祦鍕�(d貌ng)鎬�

銆€銆€E.鍒╂伅鏄　閲忎笉鍚屾檪(sh铆)鏈熻波骞ｈ硣閲戝(sh铆)闅涘児(ji脿)鍊肩殑灏哄害

銆€銆€[绛旀]CE

鐩搁棞(gu膩n)鎺ㄨ枽锛�

2012骞寸稉(j墨ng)婵�(j矛)甯€婂垵绱�(j铆)缍�(j墨ng)婵�(j矛)鍩虹(ch菙)銆嬮爯(y霉)缈�(x铆)璎涚京9(1)

2012骞寸稉(j墨ng)婵�(j矛)甯€婂垵绱�(j铆)缍�(j墨ng)婵�(j矛)鍩虹(ch菙)銆嬮爯(y霉)缈�(x铆)璎涚京10(1)

2012骞寸稉(j墨ng)婵�(j矛)甯€婂垵绱�(j铆)缍�(j墨ng)婵�(j矛)鍩虹(ch菙)銆嬮爯(y霉)缈�(x铆)璎涚京11(1)