銆€銆€涓�銆佹渚嬪垎鏋愰

銆€銆€3. 寮垫煇璩艰卜浜嗕竴濂楀競鍫村児(ji脿)鏍肩偤200钀厓鐨勫晢鍝佹埧锛岄浠樻鐐�50%锛屼綑娆惧悜閵€琛岀敵璜嬫姷鎶艰哺娆�锛屽亣瑷�(sh猫)璨告鏈熼檺鐐�20骞�锛岄噰鐢ㄥ浐瀹氬埄鐜囨寜鏈堢瓑椤嶉倓娆炬柟寮�锛岃哺娆惧勾鍒╃巼鐐�5%銆�

銆€銆€<1>銆佸嫉鏌愰€欑瓎璨告鐨勬湀鍒╃巼鍜岄倓娆炬湡鏁�(sh霉)鍒嗗垾鐐�( )銆�

銆€銆€A.0.3872%锛�20鏈�

銆€銆€B.0.4167%锛�240鏈�

銆€銆€C.5%锛�20鏈�

銆€銆€D.5%锛�240鏈�

銆€銆€<2>銆佸嫉鏌愰€欑瓎璨告鐨勬湀鍎熼倓椤嶇偤( )鍏�銆�

銆€銆€A.5800.3

銆€銆€B.6233.5

銆€銆€C.6599.78

銆€銆€D.7908.5

銆€銆€<3>銆佸鏋滃嫉鏌愰伕鎿囩瓑鏈噾閭勬鏂瑰紡锛屽墖鍏堕潰鑷ㄧ殑鎯呮硜鏄�( )銆�

銆€銆€A.姣忔湀鍎熼倓鍒╂伅閬炲銆佹瘡鏈堜粯娆鹃仦娓�

銆€銆€B.姣忔湀鍎熼倓鍒╂伅閬炴笡銆佹瘡鏈堜粯娆鹃仦澧�

銆€銆€C.姣忔湀鍎熼倓鍒╂伅閬炲銆佹瘡鏈堜粯娆鹃仦澧�

銆€銆€D.姣忔湀鍎熼倓鍒╂伅閬炴笡銆佹瘡鏈堜粯娆鹃仦娓�

銆€銆€<4>銆佸鏋滃嫉鏌愰伕鎿囨诞鍕�(d貌ng)鍒╃巼鍊�(g猫)浜轰綇鎴胯哺娆�锛岄偅涔堥€欑ó璨告褰㈠紡鐨勫劒(y艒u)榛�(di菐n)鏈�( )銆�

銆€銆€A.鍙互閹栧畾鍒╂伅鏀嚭

銆€銆€B.璨艰繎甯傚牬鍒╃巼姘村钩

銆€銆€C.鐣�(d膩ng)鍒╃巼涓嬮檷鏅�(sh铆)锛屽彲绡€(ji茅)鐪佹垚鏈�

銆€銆€D.鐣�(d膩ng)鍒╃巼涓婂崌鏅�(sh铆)锛屽彲绡€(ji茅)鐪佹垚鏈�

銆€銆€4. 杩戝勾渚嗗悇鍦扮殑鎴跨敘(ch菐n)浜哄闆ㄥ悗鏄ョ瓖鑸垚闀疯捣渚�锛屽儏鍖椾含鍦板崁(q奴)灏辨湁2000澶氬鎴跨敘(ch菐n)鍏徃锛屽競鍫寸鐖暟甯告縺鐑�锛岃€屾埧鐢�(ch菐n)淇冮姺绛栫暐浣滅偤鎴跨敘(ch菐n)鐕熼姺涓笉鍙皯鐨勪竴鐠�(hu谩n)锛屾垚鐐哄悇鍏徃闁嬫嫇甯傚牬锛屾ü绔嬬敘(ch菐n)鍝�銆佷紒妤�(y猫)褰㈣薄锛屽惛寮曡臣璨疯€呯殑鏈夊姏姗�(j墨)鍒�銆傝珛鍥炵瓟浠ヤ笅鍟忛锛�

銆€銆€<1>銆佸父瑕嬬殑鎴垮湴鐢�(ch菐n)闈炰汉鍝℃帹閵锋柟寮忔湁( )銆�

銆€銆€A.鐝�(xi脿n)鍫翠績閵�

銆€銆€B.鐕熸キ(y猫)鎺ㄥ唬

銆€銆€C.鎴垮湴鐢�(ch菐n)寤ｅ憡

銆€銆€D.鍏叡闂�(gu膩n)绯�

銆€銆€<2>銆佷汉鍝℃帹閵风殑鐗瑰緛琛ㄧ従(xi脿n)鐐�( )銆�

銆€銆€A.鐣�(d膩ng)闈㈡唇璜�锛屼究浜庡強鏅�(sh铆)瑾�(di脿o)鏁�

銆€銆€B.鍙缓绔嬮暦鏈熼棞(gu膩n)绯�锛屼究浜庝簡瑙ｉ¨瀹㈣姹�

銆€銆€C.淇℃伅鍙嶉蹇紝浠ヤ究鍙婃檪(sh铆)瑾�(di脿o)鏁磋嚜宸辩稉(j墨ng)鐕熺瓥鐣�锛屾妧琛�(sh霉)鎺柦

銆€銆€D.鏅�(sh铆)闁撴垚鏈純浣�

銆€銆€<3>銆佹煇鎴垮湴鐢�(ch菐n)鍏徃鑸夎睛澶у瀷鏈夌崕(ji菐ng)閵峰敭銆佹墦鎶樹績閵锋椿鍕�(d貌ng)锛屽叾瀵�(sh铆)璩�(zh矛)鏄�( )銆�

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銆€銆€B.妯圭珛鎴垮湴鐢�(ch菐n)浼佹キ(y猫)褰㈣薄

銆€銆€C.闄嶄綆鎴垮湴鐢�(ch菐n)鍍�(ji脿)鏍�

銆€銆€D.鍚戞秷璨�(f猫i)鑰呮垨浠ｇ悊鍟嗘彁渚涗竴绋壒娈婄殑鍎�(y艒u)鎯�

銆€銆€<4>銆佸叕鍏遍棞(gu膩n)绯绘帹寤ｅ伐浣滄晥鎳�(y墨ng)鐨勬化鍚庢€ф寚( )銆�

銆€銆€A.鍏叡闂�(gu膩n)绯荤殑鏁堟灉婊悗浜庡唬鍛婂鍌�

銆€銆€B.鍏叡闂�(gu膩n)绯绘晥鏋滀笉鏄庨’

銆€銆€C.鍏叡闂�(gu膩n)绯绘晥鏋滀笉鏄珛鍒昏鏁堬紝闇€涓€瀹氭檪(sh铆)闁撶殑绌嶇疮鎵嶈兘鐢�(ch菐n)鐢熺浉鎳�(y墨ng)鏁堟灉

銆€銆€D.鍏叡闂�(gu膩n)绯绘帹寤ｄ竴鑸矑鏈夋晥鏋�

銆€銆€5. 鍒╂兢鑺卞湌浣忓畢灏忓崁(q奴)鐢辩憺杈扮墿妤�(y猫)绠＄悊鍏徃閫�(j矛n)琛岀墿妤�(y猫)绠＄悊銆傚湪鐗╂キ(y猫)鏈嶅嫏(w霉)鍚堝悓涓磩瀹氶噰鐢ㄥ寘骞插埗瑷�(j矛)绠楃墿妤�(y猫)鏈嶅嫏(w霉)璨�(f猫i)锛岀墿妤�(y猫)璨�(f猫i)妯�(bi膩o)婧�(zh菙n)鐐烘瘡骞虫柟绫�2.8鍏冦€備絾鐢变簬杩戞湡鐗╁児(ji脿)涓婃疾锛屽皫(d菐o)鑷寸敤宸ユ垚鏈彁楂�锛屼娇寰楃憺杈扮墿妤�(y猫)鍏徃鐢�(ch菐n)鐢熻櫑鎼嶇磩10钀厓銆傝珛鍥炵瓟涓嬪垪鍟忛锛�

銆€銆€<1>銆佺憺杈扮墿妤�(y猫)鍏徃鐨勮櫑鎼嶆噳(y墨ng)鎸�( )铏曠悊銆�

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銆€銆€B.鐢卞埄婢よ姳鍦掍綇瀹呭皬鍗€(q奴)鐨勬キ(y猫)涓诲叡鍚屾壙鎿�(d膩n)

銆€銆€C.鐢辩憺杈扮墿妤�(y猫)鍏徃鍜屽埄婢よ姳鍦掑皬鍗€(q奴)鐨勬キ(y猫)涓诲鍝℃渻(hu矛)鍗�(xi茅)鍟嗚В姹�

銆€銆€D.鐢辩憺杈扮墿妤�(y猫)鍏徃鎵挎摂(d膩n)锛屼絾鏄埄婢よ姳鍦掍綇瀹呭皬鍗€(q奴)鐨勬キ(y猫)涓绘噳(y墨ng)灏嶇墿妤�(y猫)鍏徃绲︿簣涓€瀹氭瘮渚嬬殑瑁�(b菙)鍎�

銆€銆€<2>銆侀噰鐢ㄩ€欑ó鐗╂キ(y猫)鏈嶅嫏(w霉)瑷�(j矛)璨�(f猫i)鏂瑰紡锛岀墿妤�(y猫)绠＄悊璨�(f猫i)鐢ㄥ叿鏈�( )鐗瑰緛銆�

銆€銆€A.鐗╂キ(y猫)鏈嶅嫏(w霉)浼佹キ(y猫)鍥哄畾鎴愭湰鐨勬瘮渚嬭純楂�

銆€銆€B.浜哄伐鎴愭湰鍗犵附鎴愭湰鐨勬瘮渚嬭純楂�

銆€銆€C.鐗╂キ(y猫)鏈嶅嫏(w霉)浼佹キ(y猫)鎴愭湰璨�(f猫i)鐢ㄥ彲闋�(y霉)娓€ф瘮杓冨挤(qi谩ng)

銆€銆€D.棰�(f膿ng)闅�(xi菐n)瀹屽叏鐢辩墿妤�(y猫)鍏徃鎵挎摂(d膩n)锛屾墍浠ュ皪鐗╂キ(y猫)鍏徃渚嗚鏄笉鍒╃殑

銆€銆€<3>銆佸鏋滅憺杈扮墿妤�(y猫)鍏徃鎯冲湪涓嬩竴骞村害鎵櫑鐐虹泩锛屽墖( )銆�

銆€銆€A.鍙互鐩存帴鎻愰珮鐗╂キ(y猫)鏈嶅嫏(w霉)璨�(f猫i)鐨勬(bi膩o)婧�(zh菙n)

銆€銆€B.鍙互涓嶆柗鎻愰珮浼佹キ(y猫)绠＄悊姘村钩锛屾笡灏戠墿妤�(y猫)鏈嶅嫏(w霉)鎴愭湰鐨勬敮鍑�

銆€銆€C.鍙互娓涘皯娉曞畾绋呰不(f猫i)鐨勬敮鍑�

銆€銆€D.鍙互闄嶄綆鐗╂キ(y猫)鏈嶅嫏(w霉)姘村钩浠ョ瘈(ji茅)绱勯枊鏀�

銆€銆€<4>銆佸鏋滅憺杈扮墿妤�(y猫)绠＄悊鍏徃鏄竴鍊�(g猫)浜岀礆璩囪唱(zh矛)鐨勭墿妤�(y猫)绠＄悊鍏徃锛屽墖绠＄悊浜哄摗涓腑绱氳伔绋变汉鍝¤嚦灏戠偤( )浜轰互涓�銆�

銆€銆€A.5

銆€銆€B.10

銆€銆€C.20

銆€銆€D.30

銆€銆€鍙冭€冪瓟妗�

銆€銆€涓�銆佹渚嬪垎鏋愰

銆€銆€3銆�<1>[绛旀]锛欱

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銆€銆€鏈堝埄鐜�=骞村埄鐜�/12=5%梅12=0.4167%;鎸夋湀鐨勬湡鏁�(sh霉)=20脳12=240(鏈�)銆�

銆€銆€<2>[绛旀]锛欳

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銆€銆€寮垫煇鍊熸锛�200脳50%=100(钀厓)

銆€銆€A=P脳i脳(1+i)n/(1+i)n-1

銆€銆€=100脳0.4167%脳(1+0.4167%)240/(1+0.4167%)240-1

銆€銆€=0.659978(钀厓)=6599.78(鍏�)

銆€銆€<3>[绛旀]锛欴

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銆€銆€<4>[绛旀]锛欱C

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銆€銆€<2>[绛旀]锛欱C

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銆€銆€<3>[绛旀]锛欴

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