鐩搁棞(gu膩n)鎺ㄨ枽锛�2018骞�9鏈堟埧鍦扮敘(ch菐n)浼板児(ji脿)甯€冭│姣忔棩涓€绶村尟绺�

1銆�(鐞嗚珫鑸囨柟娉�)閬�(y霉n)鐢ㄨ矾绶氬児(ji脿)娉曚及鍍�(ji脿)鐨勫墠鎻愭浠舵槸(銆€)銆�

A.琛楅亾涓嶈(gu墨)鏁�锛岃嚚琛楀湡鍦版帓鍒楄純鏁撮綂

B.琛楅亾杓冭(gu墨)鏁达紝鑷ㄨ鍦熷湴鎺掑垪涓嶆暣榻�

C.琛楅亾杓冭(gu墨)鏁�锛岃嚚琛楀湡鍦版帓鍒楄純鏁撮綂

D.琛楅亾鍙婂叐鍋�(c猫)鐨勫湡鍦版帓鍒楀潎涓嶆暣榻�

銆愭纰虹瓟妗堛€慍

銆愮瓟妗堣В鏋愩€戞湰椤岃€冩煡鐨勬槸璺窔鍍�(ji脿)娉曟杩般€傞亱(y霉n)鐢ㄨ矾绶氬児(ji脿)娉曚及鍍�(ji脿)鐨勫墠鎻愭浠舵槸琛楅亾杓冭(gu墨)鏁�锛岃嚚琛楀湡鍦版帓鍒楄純鏁撮綂銆傚弮瑕嬫暀鏉怭365銆�

2銆�(缍�(j墨ng)鐕熻垏绠＄悊)鏉庢煇鍚戦妧琛岃哺娆�30钀厓璩艰卜浜嗕竴濂椾綇瀹�锛岃┎绛嗚哺娆剧殑鏈熼檺鐐�20骞�锛岃哺娆惧勾鍒╂饯鐐�6%锛屾寜鏈堢瓑椤嶉倓鏈粯鎭€傚鏋滄潕鏌愪簬11骞村勾鍒濅竴娆℃€ф彁鍓嶅劅閭勬湰閲�10钀厓锛屽墖寰炵11骞撮枊濮嬬殑鏈堥倓娆鹃鐐�( )鍏�銆�

A.948.72

B.1039.09

C.1200.58

D.2149.29

銆愭纰虹瓟妗堛€態

銆愮瓟妗堣В鏋愩€戞湰椤岃€冩煡鐨勬槸寰�(f霉)鍒╃郴鏁�(sh霉)鐨勬噳(y墨ng)鐢�銆傛湀鍒╃巼=6%/12=0.5%锛宯=12×20=240鍊�(g猫)鏈�锛孭=30钀厓锛孉1=P[i(1+i)n]/[(1+i)n-1]=300000[0.5%(1+0.5%)240]/[(1+0.5%)240-1]=2149.293鍏�锛岀11骞村勾鍒濅竴娆℃€ф彁鍓嶅劅閭勬湰閲�10钀厓锛屾姌绠楃偤绗�11骞村勾鍒濊嚦绗�20骞存瘡鏈堢殑椤嶅害鐐篈2= 100000[0.5%(1+0.5%)120]/[(1+0.5%)120-1]=1110.205鍏�锛屽墖寰炵11骞撮枊濮嬬殑鏈堥倓娆鹃鐐篈= A1- A2=2149.293-1110.205=1039.09鍏�銆傚弮瑕嬫暀鏉怭163銆�

3銆�(鍒跺害鑸囨斂绛�)鏍规摎(j霉)銆婃埧鐢�(ch菐n)娓�(c猫)閲忚(gu墨)鑼冦€�锛岃▓(j矛)绠椾竴鍗婂缓绛戦潰绌嶇殑鏄�(銆€)銆�

A.鐒℃煴鐨勯洦绡�

B.鏈夐爞钃嬩笉灏侀枆鐨勬案涔呮€ф灦绌洪€氬粖

C.鎴垮眿鍏�(n猫i)楂樺害鍦�2.20m浠ヤ笂鐨勬妧琛�(sh霉)灞�

D.鑸囧鍏�(n猫i)涓嶇浉閫氱殑瑁濋＞鎬ч櫧鑷�(t谩i)

銆愭纰虹瓟妗堛€態

銆愮瓟妗堣В鏋愩€戞湰椤岃€冩煡鐨勬槸鎴垮湴鐢�(ch菐n)闈㈢⿳娓�(c猫)绠�銆傝▓(j矛)绠椾竴鍗婂缓绛戦潰绌嶇殑鑼冨湇锛�(1)鑸囨埧灞嬬浉閫ｆ湁涓婅搵鐒℃煴鐨勮蛋寤娿€佹獝寤�锛屾寜鍏跺湇璀�(h霉)绲�(ji茅)妲�(g貌u)澶栧湇姘村钩鎶曞奖闈㈢⿳鐨勪竴鍗婅▓(j矛)绠椼€�(2)鐛�(d煤)绔嬫煴銆佸柈鎺掓煴鐨勯杸寤娿€佽粖妫�銆佽波妫氱瓑灞案涔呮€у缓绛戠殑锛屾寜鍏朵笂钃嬫按骞虫姇褰遍潰绌嶇殑涓€鍗婅▓(j矛)绠�銆�(3)鏈皝闁夌殑闄借嚭(t谩i)銆佹寫寤�锛屾寜鍏跺湇璀�(h霉)绲�(ji茅)妲�(g貌u)澶栧湇姘村钩鎶曞奖闈㈢⿳鐨勪竴鍗婅▓(j矛)绠椼€�(4)鐒￠爞钃嬬殑瀹ゅ妯撴鎸夊悇灞ゆ按骞虫姇褰遍潰绌嶇殑涓€鍗婅▓(j矛)绠�銆�(5)鏈夐爞钃嬩笉灏侀枆鐨勬案涔呮€х殑鏋剁┖閫氬粖锛屾寜澶栧湇姘村钩鎶曞奖闈㈢⿳鐨勪竴鍗婅▓(j矛)绠�銆傚弮瑕嬫暀鏉怭171锝�173銆�

4銆�(鐩搁棞(gu膩n)鐭ヨ瓨(sh铆))闂�(gu膩n)浜庢帶鍒舵€ц┏绱�(x矛)瑕�(gu墨)鍔冪殑鎺у埗楂旂郴鐨勮(gu墨)瀹氭€ф寚妯�(bi膩o)锛屼笅鍒楄娉曢尟(cu貌)瑾ょ殑鏄�(銆€)銆�

A.寤虹瓚瀵嗗害鍗宠(gu墨)鍔冨湴濉婂収(n猫i)鍚勯寤虹瓚鍩哄簳鍗犲湴闈㈢⿳鑸囧湴濉婇潰绌嶄箣姣�锛岄€氬父浠ヤ笂闄愭帶鍒�

B.寤虹瓚绱呯窔鍚庨€€璺濋洟鍗冲缓绛戠浉灏�(du矛)浜庤(gu墨)鍔冨収(n猫i)閬撹矾绱呯窔鍚庨€€鐨勮窛闆�锛岄€氬父浠ヤ笅闄愭帶鍒�

C.缍犲湴鐜囧嵆瑕�(gu墨)鍔冨湴濉婂収(n猫i)鍚勯缍犲湴闈㈢⿳鐨勭附鍜屽崰瑕�(gu墨)鍔冨湴濉婇潰绌嶇殑姣旂巼锛岄€氬父浠ヤ笅闄愭帶鍒�

D.鍋滆粖娉婁綅鍗冲湴濉婂収(n猫i)鎳�(y墨ng)閰嶇疆鐨勫仠杌婅粖浣嶆暩(sh霉)锛岄€氬父浠ヤ笂闄愭帶鍒�

銆愭纰虹瓟妗堛€慏

銆愮瓟妗堣В鏋愩€戞湰椤岃€冩煡鐨勬槸鎺у埗鎬ц┏绱�(x矛)瑕�(gu墨)鍔�銆傚仠杌婃硦浣嶆暩(sh霉)鍗冲湴濉婂収(n猫i)鎳�(y墨ng)閰嶇疆鐨勫仠杌婅粖浣嶆暩(sh霉)锛岄€氬父浠ヤ笅闄愭帶鍒�銆傚弮瑕嬫暀鏉怭35銆�