瑾茬▼鎺ㄨ枽锛�2013骞存渻(hu矛)瑷�(j矛)鑱风ū鑰冭│鍏ㄦ柊楂樻晥淇濋亷(gu貌)濂楅

             鑷ㄨ€冩矕闂�(gu膩n)濂楅

銆€銆€璩囬噾鏅�(sh铆)闁撳児(ji脿)鍊�

銆€銆€涓€銆佹蹇�

銆€銆€璩囬噾鏅�(sh铆)闁撳児(ji脿)鍊硷細鏄寚涓€瀹氶噺璩囬噾鍦ㄤ笉鍚屾檪(sh铆)榛�(di菐n)涓婄殑鍍�(ji脿)鍊奸噺宸銆�

銆€銆€浜�銆佺従(xi脿n)鍊煎拰绲傚€肩殑瑷�(j矛)绠�

銆€銆€(涓€)鍠埄鐨勭従(xi脿n)鍊煎拰绲傚€�

銆€銆€(浜�)寰�(f霉)鍒╃殑鐝�(xi脿n)鍊煎拰绲傚€�

銆€銆€涓夈€佸勾閲戠祩鍊煎拰骞撮噾鐝�(xi脿n)鍊肩殑瑷�(j矛)绠�

銆€銆€骞撮噾锛屾槸鎸囦竴瀹氭檪(sh铆)鏈熷収(n猫i)姣忔绛夐鏀朵粯鐨勭郴鍒楁闋�(xi脿ng)銆傚叿鏈夊叐鍊�(g猫)鐗归粸(di菐n)锛氫竴鏄噾椤嶇浉绛�;浜屾槸鏅�(sh铆)闁撻枔闅旂浉绛�銆�

銆€銆€骞撮噾鍖呮嫭锛氭櫘閫氬勾閲�(鍚庝粯骞撮噾)銆佸嵆浠樺勾閲�(鍏堜粯骞撮噾)銆侀仦寤跺勾閲�銆佹案绾�(x霉)骞撮噾绛夊舰寮忋€�

銆€銆€鍦ㄥ勾閲戜腑锛岀郴鍒楃瓑椤嶆敹浠樼殑闁撻殧鏈熼枔鍙渶瑕佹豢瓒斥€滅浉绛夆€濈殑姊濅欢鍗冲彲锛岄枔闅旀湡闁撳彲浠ヤ笉鏄竴骞�锛屼緥濡傛瘡瀛ｆ湯绛夐鏀粯鐨勫偟鍒稿埄鎭篃鏄勾閲�銆�

銆€銆€1.鏅€氬勾閲�

銆€銆€2.鍎熷偟鍩洪噾鐨勮▓(j矛)绠�

銆€銆€鍎熷偟鍩洪噾鏄寚鐐轰簡鍦ㄧ磩瀹氱殑鏈締(l谩i)鏌愪竴鏅�(sh铆)榛�(di菐n)娓呭劅鏌愮瓎鍌靛嫏(w霉)鎴栫⿳鑱氫竴瀹氭暩(sh霉)椤嶇殑璩囬噾鑰屽繀闋堝垎娆＄瓑椤嶅舰鎴愮殑瀛樻婧�(zh菙n)鍌欓噾銆備篃灏辨槸鐐轰娇骞撮噾绲傚€奸仈(d谩)鍒版棦瀹氶噾椤嶇殑骞撮噾鏁�(sh霉)椤�(鍗冲凡鐭ョ祩鍊糉锛屾眰骞撮噾A)銆�

銆€銆€6.鍗充粯骞撮噾鐝�(xi脿n)鍊�

銆€銆€鍗充粯骞撮噾鐝�(xi脿n)鍊硷紝灏辨槸鍚勬湡鐨勫勾閲戝垎鍒ユ眰鐝�(xi脿n)鍊�锛岀劧鍚庣疮鍔犺捣渚�(l谩i)銆�

銆€銆€鏂规硶涓€锛氬垎鍏╂閫�(j矛n)琛�銆傜涓€姝�锛屽厛鎶婂嵆浠樺勾閲戠湅鎴愭櫘閫氬勾閲�锛屽鐢ㄦ櫘閫氬勾閲戠従(xi脿n)鍊肩殑瑷�(j矛)绠楀叕寮�锛岃▓(j矛)绠楃従(xi脿n)鍊�銆傛敞鎰忛€欐ǎ寰楀嚭渚�(l谩i)鐨勬槸绗竴鍊�(g猫)A鍓嶄竴鏈熶綅缃笂鐨勬暩(sh霉)鍊�銆傜浜屾锛岄€�(j矛n)琛岃(di脿o)鏁�銆傚嵆鎶婄涓€姝ヨ▓(j矛)绠楀嚭渚�(l谩i)鐨勭従(xi脿n)鍊间箻浠�(1+i)鍚戝悗瑾�(di脿o)鏁翠竴鏈�锛屽嵆寰楀嚭鍗充粯骞撮噾鐨勭従(xi脿n)鍊�銆�

銆€銆€P=A(P/A锛宨锛宯)(1+i)

銆€銆€鏂规硶浜岋細鍒嗗叐姝ラ€�(j矛n)琛屻€傜涓€姝ワ紝鍏堟妸鍗充粯骞撮噾杞�(zhu菐n)鎻涙垚鏅€氬勾閲戦€�(j矛n)琛岃▓(j矛)绠�銆傝綁(zhu菐n)鎻涙柟娉曟槸锛屽亣瑷�(sh猫)绗�1鏈熸湡鍒濇矑(m茅i)鏈夌瓑椤嶇殑鏀朵粯锛岄€欐ǎ灏辫綁(zhu菐n)鎻涚偤鏅€氬勾閲戜簡锛屽彲浠ユ寜鐓ф櫘閫氬勾閲戠従(xi脿n)鍊煎叕寮忚▓(j矛)绠楃従(xi脿n)鍊笺€傛敞鎰�锛岄€欐ǎ瑷�(j矛)绠楀嚭渚�(l谩i)鐨勭従(xi脿n)鍊肩偤n-1鏈熺殑鏅€氬勾閲戠従(xi脿n)鍊�銆傜浜屾锛岄€�(j矛n)琛岃(di脿o)鏁淬€傚嵆鎶婂師渚�(l谩i)鏈畻鐨勭1鏈熸湡鍒濈殑A鍔犱笂銆傚皪(du矛)瑷�(j矛)绠楀紡瀛愰€�(j矛n)琛屾暣鐞嗗悗锛屽嵆鎶夾鎻愬嚭渚�(l谩i)鍚庯紝灏卞緱鍒颁簡鍗充粯骞撮噾鐝�(xi脿n)鍊�銆傚嵆浠樺勾閲戠従(xi脿n)鍊肩郴鏁�(sh霉)鑸囨櫘閫氬勾閲戠従(xi脿n)鍊肩郴鏁�(sh霉)鐩告瘮锛屾湡鏁�(sh霉)娓�1锛岀郴鏁�(sh霉)鍔�1銆�

銆€銆€P=A[(P/A锛宨锛宯-1)+1]

銆€銆€7.閬炲欢骞撮噾

銆€銆€閬炲欢骞撮噾锛屾槸鎸囩涓€娆＄瓑椤嶆敹浠樼櫦(f膩)鐢熷湪绗簩鏈熸垨绗簩鏈熶互鍚庣殑骞撮噾銆�

銆€銆€鍦栫ず濡備笅锛�

銆€銆€(1)閬炲欢骞撮噾绲傚€艰▓(j矛)绠�

銆€銆€瑷�(j矛)绠楅仦寤跺勾閲戠祩鍊煎拰瑷�(j矛)绠楁櫘閫氬勾閲戠祩鍊煎熀鏈竴妯�锛屽彧鏄敞鎰忔墸闄ら仦寤舵湡鍗冲彲銆�

銆€銆€F=A(F/A锛宨锛宯)

銆€銆€(2)閬炲欢骞撮噾鐝�(xi脿n)鍊艰▓(j矛)绠�

銆€銆€銆愭柟娉曚竴銆�

銆€銆€鍏╂鎶樼従(xi脿n)锛屾妸閬炲欢鏈熶互鍚庣殑骞撮噾濂楃敤鏅€氬勾閲戝叕寮忔眰鐝�(xi脿n)鍊�锛岄€欐槸姹傚嚭渚�(l谩i)鐨勭従(xi脿n)鍊兼槸绗竴鍊�(g猫)绛夐鏀朵粯鍓嶄竴鏈熸湡鏈殑鏁�(sh霉)鍊硷紝璺濋洟閬炲欢骞撮噾鐨勭従(xi脿n)鍊奸粸(di菐n)閭勬湁m鏈�锛屽啀鍚戝墠鎸夌収寰�(f霉)鍒╃従(xi脿n)鍊煎叕寮忔姌鐝�(xi脿n)m鏈熷嵆鍙�銆�

銆€銆€瑷�(j矛)绠楀叕寮忓涓嬶細

銆€銆€銆愭柟娉曚簩銆戞妸閬炲欢鏈熸瘡鏈熸湡鏈兘鐣�(d膩ng)浣滄湁绛夐鐨勬敹浠楢锛屾妸閬炲欢鏈熷拰浠ュ悗鍚勬湡鐪嬫垚鏄竴鍊�(g猫)鏅€氬勾閲�锛岃▓(j矛)绠楀嚭閫欏€�(g猫)鏅€氬勾閲戠殑鐝�(xi脿n)鍊�锛屽啀鎶婇仦寤舵湡澶氱畻鐨勫勾閲戠従(xi脿n)鍊兼笡鎺夊嵆鍙�銆�

銆€銆€8.姘哥簩(x霉)骞撮噾

銆€銆€姘哥簩(x霉)骞撮噾锛屾槸鎸囩劇(w煤)闄愭湡绛夐鏀朵粯鐨勫勾閲戙€�

銆€銆€姘哥簩(x霉)骞撮噾鍥�?y脿n)闂哴(m茅i)鏈夌祩姝㈡湡锛屾墍浠ュ彧鏈夌従(xi脿n)鍊兼矑(m茅i)鏈夌祩鍊笺€�

銆€銆€姘哥簩(x霉)骞撮噾鐨勭従(xi脿n)鍊�锛屽彲浠ラ€氶亷(gu貌)鏅€氬勾閲戠殑瑷�(j矛)绠楀叕寮忓皫(d菐o)鍑恒€傚湪鏅€氬勾閲戠殑鐝�(xi脿n)鍊煎叕寮忎腑锛屼护n瓒ㄤ簬鐒�(w煤)绐ぇ锛屽嵆鍙緱鍑烘案绾�(x霉)骞撮噾鐝�(xi脿n)鍊硷細P=A/i

銆€銆€鍥�銆佸埄鐜囩殑瑷�(j矛)绠�

銆€銆€1.寰�(f霉)鍒╄▓(j矛)鎭柟寮忎笅鐨勫埄鐜囪▓(j矛)绠�

銆€銆€鍦ㄩ櫎姘哥簩(x霉)骞撮噾澶栫殑鍏朵粬鎯呮硜涓嬶紝瑷�(j矛)绠楀埄鐜囨檪(sh铆)锛岄鍏堣瑷�(j矛)绠楀嚭鏈夐棞(gu膩n)鐨勬檪(sh铆)闁撳児(ji脿)鍊肩郴鏁�(sh霉)锛屾瘮濡傚京(f霉)鍒╃祩鍊�(鐝�(xi脿n)鍊�)绯绘暩(sh霉)锛屾垨鑰呭勾閲戠祩鍊�(鐝�(xi脿n)鍊�)绯绘暩(sh霉)锛岀劧鍚庢煡琛ㄣ€傚鏋滆〃涓湁閫欏€�(g猫)绯绘暩(sh霉)锛屽墖灏�(du矛)鎳�(y墨ng)鐨勫埄鐜囧嵆鐐鸿姹傜殑鍒╃巼銆傚鏋滄矑(m茅i)鏈�锛屽墖鏌ュ嚭鏈€鎺ヨ繎鐨勪竴澶т竴灏忓叐鍊�(g猫)绯绘暩(sh霉)锛岄噰鐢ㄦ彃鍊兼硶姹傚嚭銆�

銆€銆€i=i1+(B-B1)/(B2-B1)脳(i2-i1)

銆€銆€2.鍚嶇京鍒╃巼鍜屽(sh铆)闅涘埄鐜�

銆€銆€濡傛灉浠モ€滃勾鈥濅綔鐐哄熀鏈▓(j矛)鎭湡锛屾瘡骞磋▓(j矛)绠椾竴娆″京(f霉)鍒╋紝姝ゆ檪(sh铆)鐨勫勾鍒╃巼鐐哄悕缇╁埄鐜�(r)锛屽鏋滄寜鐓х煭浜�1骞寸殑瑷�(j矛)鎭湡瑷�(j矛)绠楀京(f霉)鍒�锛屽苟灏囧叏骞村埄鎭闄や互骞村垵鐨勬湰閲�锛屾鏅�(sh铆)寰楀埌鐨勫埄鐜囩偤瀵�(sh铆)闅涘埄鐜�(i)銆�

銆€銆€绲�(ji茅)璜�

銆€銆€鐣�(d膩ng)m=1鏅�(sh铆)锛屽(sh铆)闅涘埄鐜�=鍚嶇京鍒╃巼

銆€銆€鐣�(d膩ng)m>1鏅�(sh铆)锛屽(sh铆)闅涘埄鐜�>鍚嶇京鍒╃巼

2013骞村垵绱�(j铆)鏈�(hu矛)瑷�(j矛)鑱风ū鐭ヨ瓨(sh铆)榛�(di菐n)鍖附 

2013骞村垵绱�(j铆)鏈�(hu矛)瑷�(j矛)鑱风ū鐒�(w煤)绱欏寲鑰冭│鎿嶄綔鎸囧崡瑭宠В